Find a Realtor – Identifying a local resource in the area that you are searching in is an important part of the process of buying a home. A Realtor that you like and trust will help you not only find a home that you love, they will also be an advisor every step of the way during the purchase: inspections, lending, repairs, title company, contracts and so much more.
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Get Pre-Approved – Speaking with a lender that you trust is an important part of the home buying process. A lender will help you to determine how much home you can afford, what type of loan is best for you and advise you on any steps you made need to take prior to purchasing a home. Knowing your pre-approval amount is a first step before searching for homes. You don’t want to fall in love with a house that is not in your budget. It is important to provide your lender with all of the paperwork and information that they request in a timely manner so that your lending is in order when you find “the one.”
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Set a Budget – What you CAN afford is often a different number that what you are comfortable with in a monthly payment. Work through the numbers with your lender to determine your comfort level in a purchase price and stick with your budget.
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Decide what Style of Home Fits Your Needs – This is more than simply determining the amount of bedrooms and bathrooms that you prefer. Visit homes online and in person to see what kind of homes that you like and if that style of home fits in your budget in the area that you are searching in. Your Realtor can help you to find a list of homes that meet most of your criteria.
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Start Your Search – Viewing homes online is great, but there is nothing more exciting than viewing homes in person. Photos can be deceiving. What you see online doesn’t always match the online version of the home. It’s similar to online dating sites. The in-person version may be a little different that the online pictures that you have seen.
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Be Prepared to Move Quickly – In our current market, it is important to be prepared to make a decision quickly. There are often many buyers all vying for the same home. The more prepared that you are, the better your odds of having your contract accepted.
Susan Brewer Service First Real Estate (636)936-8600
Published on 2023-05-03 14:58:34
